Pacto powers your transformation with AI.

Eliminate data silos, operational risk, and manual friction. Pacto unifies your data and orchestrates workflows on top of your existing infrastructure—no rip-and-replace required.

Explore solutions

Verticals

Data intelligence
Reduces user fragmentation
  • Unified customer file
  • Master record
  • Data quality at scale
Workflow automation
Reduces manual processes
  • Document validation
  • Process orchestration
  • AI-enabled automation
Payment experiences
Improves transactionality
  • SmartPOS, terminal and payment solutions
  • Digital merchant onboarding
  • Pacto miniPOS for businesses of any size

Pacto Cosmos

The intelligent layer for a single customer file

  • Connects sources
    Integrates CRM, core banking, credit bureau, and any system without replacing them.
  • Resolves inconsistencies
    Improves data quality by automatically detecting duplicates and inconsistencies across systems.
  • Master record
    Delivers one reliable version of the customer for every business process.
  • High volume
    Operates at institutional scale across millions of customers without affecting performance.

Pacto Flows

Intelligent orchestration for processes and documents

  • Validation
    Automates document validation using AI to verify authenticity, completeness, and currency.
  • Days to minutes
    Cuts turnaround times from days to minutes by eliminating manual reviews.
  • Reduced risk
    Fewer human errors, fewer rejections, fewer reprocessing cycles.
  • Capacity freed up
    Lets teams focus on exceptions and higher-value decisions.

Pacto miniPOS

A lightweight point of sale for any type of business

  • Quick setup
    Gets a small business selling in minutes, with no hardware install.
  • Integrated payments
    Accepts card, QR, and digital wallet payments out of the box.
  • Built for scale
    Grows from a single terminal to thousands of merchants without adding operational overhead.

Why Pacto?

We don't replace your Core, CRM, or BPM. We connect them. Pacto adds an intelligence layer that unifies customer information and orchestrates end-to-end processes using the infrastructure you already have — no disruption, no replacements.

Modular implementation
Time-to-value in months
Measurable ROI

Who we work with

We work with top-tier companies in Mexico. We currently partner with two of Mexico's largest banks, building solutions for intelligent customer-file management, document validation, and process automation.